HANDY DANDY SUCCESS OUTLINE

Disclosures: JD Pear is part of the Amazon Associates Program and gets commissions for any purchases made through links on this page Sometimes we need a place to start. Some people like to read books about achieving goals. Some, if you are old-school like me, like to listen to CD’s, surprisingly they still produce these […]

Which Is Better – Overpaying Your Monthly Mortgage or Saving the Money?

Which Is Better – Overpaying Your Monthly Mortgage or Saving the Money? We read a lot these days about how to pay down your monthly mortgage early. But is it a good idea? Here is some information to help weigh the pros and cons and decide which is best for you. Here are some reasons […]

Ten First-Time Home Buyer Mistakes

Ten First-Time Home Buyer Mistakes Being a first-time homebuyer can be tricky business, as the show Property Virgins demonstrates every Tuesday night at 8 pm. It’s an emotional process which anyone making such a large purchase needs to try to be ready for, but probably never will be ready for until they go through it. […]

When Sudden Debt Crashes Into Your Life – Read Some Advice

When Sudden Debt Crashes Into Your Life – Read Some Advice Sudden debt can crash unexpectedly into the lives of almost any of us at any time. We can be going along through life quite happily and then bang! Without warning we find ourselves in debt and it’s well… so sudden! Debt is also something […]

Pros and Cons of Paying Your Mortgage Off Quickly

Pros and Cons of Paying Your Mortgage Off Quickly Your mortgage is likely your biggest expense. Traditionally, people took a lifetime to pay down their mortgages and then, in their retirement years, they had their homes paid off and could easily live on their retirement savings. These days, you hear about people who forego the […]

Eight Ways to Save Interest on Mortgage Loans

Eight Ways to Save Interest on Mortgage Loans Saving money is every home shopper or home owner’s dream. People especially hate paying interest. When you look at the amount of interest you will pay on your 30-year mortgage, it can be astounding. It’s no wonder housing prices go up every year – well, until a […]

Eight Common Q & A from First-Time Home Buyers

Eight Common Q & A from First-Time Home Buyers The questions that a first-time home buyer should ask and understand before starting the process are actually one of the most important parts of the process. No question is too dumb and all questions should be asked as they come up. Here are eight common questions […]

Cash Only Buying And No Credit

Cash Only Buying And No Credit I’ll tell you that sometimes bad things really do have a silver lining. That happened to me over the last 10 years or so. I found that I had to rely on cash only buying and no credit You see about 16 years ago I went through a very […]

For Todays Economy A Budget Makeover

For Todays Economy A Budget Makeover People all over today are relooking at their budgets and trying to figure out how to make the dollars stretch just a little further. With today’s world of mass layoffs and the jobless rate through the roof this seems harder and harder for a lot of people to do. […]

When Is the Best Time to Refinance Your Mortgage?

When Is the Best Time to Refinance Your Mortgage? You hear the ads on the TV and radio. The offers are there in the mail. You know it’s true – refinancing your mortgage can make a big difference in your budget. A simple change from 7% interest rate to 6% interest rate can bring you […]